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银行业务常用英语词汇以及对话
开支票账户 实用银行英语对话 双语
May:I’d like to open a current account.
我想开一个支票帐户。
Clerk:Certainly. May I see your social security and your ID, please.
好的。请给我社会保障卡和身份证好吗?
May:Here you are. I wonder how much interest can I earn from a current account.
在这里。我想知道支票户头可以赚取多少利息。
Clerk:Oh, current account don’t pay out interest.
噢!支票户头是没有利息的。
May:Why is that?
为什么这样?
Clerk:It’s primarily designed for business transactions. That is, writing checks to pay for bills, buying things and sending money. We won’t expect a large amount of deposit in a current account.
因为这是为了作交易而设的,就是用支票付欠单、买东西和寄钱等等。一般来说,支票户头里不会有大量存款。
May:I see. How do I draw money for my own use then?
原来这样,那么我如何提钱给自己用呢?
Clerk:In that case you can write yourself a cash check and draw money for yourself.
那样的话,您可以给开一张现金支票,然后自行取款就可以了。
咨询汇率 实用银行英语对话 双语
Bank clerk:Good Morning, sir. What can I do for you?
早上好,先生。请问有什么可以帮助您?
Terry:Yes, I'd like to change Australian dollars for RMB.
是的,我想把澳元换成人民币。
Bank clerk:How much do you want to change?
您想换多少?
Terry:I am not sure. What's the rate today?
我不敢肯定。今天的汇率是多少?
Bank clerk:It's 1 Australian dollar to 6.1 Yuan RMB.
1澳元兑6.1元人民币。
Terry:What was the rate yesterday?
那昨天的汇率呢?
Bank clerk:The rate was 1 Australia dollar to 6.5 Yuan yesterday.
是1澳元兑6.5元人民币。
Terry:Oh, the rate goes down.
哦,汇率跌了。
Bank clerk:It does, sir. Do you still want to have it changed now?
是的,先生。您还想换吗?
Terry:Let me think… Will the rate still go down tomorrow?
我想想……汇率明天还会跌吗?
Bank clerk:I don't know, sir. But it won't change much.
我不知道,先生。但不会有太大变化。
Terry:Well, I want to change 1000 Australian dollars for RMB.
嗯,我想换1000澳元。
Bank clerk:Okay. Please sign here in this form.
好的。请在这张表格上签个名。
Terry:OK.
好的。
Bank clerk:Here is the 6,100 RMB.
这是你的6100元人民币。
Terry:Thank you very much.
谢谢。
填写存款单 实用银行英语对话 双语
Bank clerk:Good morning, sir. Can I help you?
早上好,先生。我能帮您点什么吗?
Benjamin:Yes, I want to deposit 1000 Yuan in my bank account.
是的,我想在银行账户中存1000元钱。
Bank clerk:Please fill out this deposit form, first.
请先填一下这张存款单。
Benjamin:OK. Here you are. Any problem on that?
好的。填好了。有什么问题吗?
Bank clerk:No, that's fine. Do you bring your bankbook with you?
没有问题,很好。您带存折了吗?
Benjamin:Yes, I do. Here it is, and the cash.
带了。这是存折,还有现金。
Bank clerk:Wait a moment, please.
请等一等。
Benjamin:Sure.
好的。
Bank clerk:Is there anything else I can do for you?
您还需要其他帮助吗?
Benjamin:Yes. Can you tell me what the interest rate is now?
你能告诉我目前的`存款利率吗?
Bank clerk:The deposit rate is 0.8% every month.
存款利率是每月0.8%。
Benjamin:Thanks.
谢谢。
【对话详解】
1)deposit n. 存款;储蓄
I have some current deposit
我有些活期存款
2)fill out 填写
It took me quite a while to fill out the questionnaire.
填写那份问卷花了我好长一段时间。
信用卡付款 实用银行英语对话 双语
John:May I see those shoes, please?
我能看看那双鞋吗?
Salesperson:They're really a good buy. Here you are.
它们真的很值得买。鞋拿来了。
John:they aren't the latest style, are they?
这不是最新的款式是吧?
Salesperson:No, sir. But that's why they're a bargain.
是的,先生。但就是因为这样才会是特价品。
John:I see.
原来如此。
Salesperson:These are top-quality shoes.
这双鞋的质地非常好。
John:All right. I'll take them. Can I give you a check?
好吧。我就买这双。我可以用支票付款吗?
Salesperson:I'm sorry, sir. We do not accept personal checks.
对不起,先生。我们不接受私人支票。
John:A credit card?
信用卡呢?
Salesperson:Yes.
可以。
John:OK. Then charge it to my card, please.
好吧。就用我的信用卡付款吧。
Salesperson:All right, sir.
好的,先生。
银行卡出问题 实用银行英语对话 双语
Mary:Hello. Something is wrong with my bank card. Can you help me?
你好。我的银行卡出了点儿问题。你能告诉我怎么办吗?
Clerk:Yes, what's the problem?
行,什么问题?
Mary:Not a big problem, exactly. Just a mistake with my name. It should be issued as Steven,but the card is under the name "stheven".
其实也没什么大问题。就是我的名字上出了点儿差错。应该是“Steven”,但卡上的名子是“stheven”。
Clerk:Oh, I am very sorry about that. It's our fault. I will arrange for someone to correct it immediately.
噢,很抱歉。这是我们的失误。我马上安排人给您改过来。
Mary:OK, no problem. To err is human. I have two other cards I can use.
好的,没关系。人孰无过。我还有两张卡可以用。
Clerk:Anyway, we apologize for the inconvenience we have brought you. Please just wait for a moment, and it will be fixed.
不管怎样,我们还是得为给您带来的不便道歉。请稍等,马上就会处理好。
Mary:Thanks.
谢谢。
兑换比率 实用银行英语对话 双语
Bank clerk:May I help you?
请问有什么可以帮助您的?
Terry:Yes, can I cash my traveler's check here?
是的,我能在这儿兑换我的旅行支票吗?
Bank clerk:Of course, we'd be happy to cash it for you.
当然啦,我们很高兴能为您兑换。
Terry:What's the cashing rate?
兑换的比率是多少?
Bank clerk:Well, it's listed on the electronic board on the left. We cash it at present traveler's check buying rate.
比率都列在左边的电子榜上。我们是以现在旅行支票的买入比率兑换。
Terry:Oh, I see. How much it the service charge?
哦,我知道了。那服务费是多少?
Bank clerk:The service charge is 1% of the total amount of the check.
服务费是支票总额的1%。
Terry:Well, I'd like to cash these four checks for $100 each.
好的,我想换四张100美元的旅行支票。
Bank clerk:Would you please countersign them here?
您能在这儿复签一下吗?
Terry:OK, there you are.
好的,签好了。
Bank clerk:And your passport please.
您的护照?
Terry:Oh, I forgot to bring it. It is in my hotel room.
哦,我忘带了。它在我的旅馆房间里。
Bank clerk:Sorry, sir. We can't cash the checks for you without your passport.
对不起,先生。没有护照我们不能为您兑换。
Terry:Well, thanks. I will come again this afternoon, then.
谢谢,那我下午再来。
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